Today I met up with one of my AIA adviser. Brought my accident and hospital coverage from her back in 2002 when I haven't know Rachel and Stephanie yet.

In 2002, she asked me to buy a fund ($10k) from her using my CPF. Told me it require to lock in for a period of five years which in turn will guarantee me $12.5k at least if not more.

Now 2007 later, she told me I will get back 9k only. I still remember when she told me it GUARANTEE, she uses her right hand to pat her own chest or maybe her breast to assure me everything is good.

I waited for 5 years (cannot sell) and now telling me I'm getting back $9k? I am so freaking piss off.

Don't get me wrong, it's not that I'm a sore loser.

I have brought funds also from Rachel and Stephanie but I do not mind if I make any loss because it's all high risk fund but not that bloody guarantee safe return fund that I needed to lock in for 5 long years.

Damn...making me lose all faith on insurance adviser. After telling me the above matter, she still got the cheek to say she will help me.

She: I know you lost 1k that's why I'm here to help you.

Me: Help? How?

She: Invest in this plan. U get your return 9k back and you only need to top up 1 k to make 10 k to invest.

Me: Sure earn? (Me testing her to see what was her respond)

She: Sure, that's why I'm here today to help you.

Me: In that case, how come I don't earn (Refer to the fund)

She: Ai ya..it like that. Market not good meh.

**I sense she's a complete idiot by now. Fast forward our conversation, I show you one example that talking to her make me vomit blood**

She: See..(refer to her funds charts), this fund now is $3.70. You can buy this.

**By now, I'm getting really upset**


Me: Look, I will buy fund hovering about $1.00 to $1.50 as the fund you mention may has reach her full potential. So for example if I buy at $1.50/- when it about $2.00, I could sell it. Not when it like the price is $3.70/-

She: But who knows it may rise again.

**My idea is to buy low, sell high. It may not work HOWEVER by buying "cheap" on what you invest in, you greatly reduce the chances of losing money**

Me: It will go down as well. Work both way.

She: But if you do this, you'll be making a loss.

Me: Tell me about how I will make a loss (See what her view)

She: Buying and selling price is different, you know?

Me: I know lah. You go moneychangers whether to buy or sell US$ also different rate mah. But tell me how I make a loss.

She: For example you holding 10k of India equity fund. Selling price is $1.70 but when you buy back it will cost you $1.90 if you trying make a quick buck

Everything is all clear. Confirm she's a complete idiot. By now I wish I had myself a dildo so I can stick into her...you know where.

Which idiot will sell and buy back the SAME fund and the SAME time? Of course after selling, will invest in another fund.

How I wish I was given the chance to ask her to invest. You know what will I say?

Me: Why don't you get a dildo?

Me: Have you thought of investing a dildo?

Me: You need a dildo.

Then she goes on how I need insurance coverage like saving plan, worry about my retire, worry on how my future medical bill......bah..bah...bah.

In my not-so-humble opinion, when I'm old and dying, will I'll be happy with what I've done with this life? With this picture I've painted? What if I'm not, would that make my whole life a mistake?

But I'm not worried about that.

You see, I've been taught to ask "What problem do I have at this very moment?" and the answer is always none. If there is a problem I either accept it or deal with it.

What's worry got to do with it?

If I had everything I plan or wanted right now, how would I feel?
Happy? Something more to strive for? Something to live for?